Trust, Knowledge, and Experience
A recent change in federal tax law has preserved an opportunity for many taxpayers to save tens of thousands of dollars in taxes.
We have created a Roth Conversion Calculator to help you ...
Many people do not realize that the options available to individuals saving for college have expanded dramatically in the past five years. North Capital can help you take advantage of
North Capital's investment process for individual investors is underpinned by four enduring principles: broad diversification, a systematic, "open architecture" approach to investment
North Capital will develop a comprehensive investment plan based on your individual objectives, constraints and special circumstances. Whether you are planning
for retirement, saving...
North Capital is an investment management company with a singular focus: delivering custom investment solutions for your specific needs. The principals of North Capital have been helping
North Capital is an investment management company with a singular focus: delivering customized investment solutions to meet your specific needs. The principals of North Capital have been helping...
North Capital is an investment management company with a singular focus: delivering custom investment solutions to meet your specific needs. North Capital helps institutional clients develop
In times of uncertainty, retirement can seem like a world away. But it is precisely at times like these that developing a sound investment program can help you focus on your long-term objectives ...
The investment plan that helped you to retire is generally not the plan you should maintain in retirement. While people often depend upon retirement savings for income
or for medical or ...
Do you have a financial plan to help you achieve your long-term goals?
Our open architecture platform means better options for clients.
Clients have unique problems that require customized solutions.
||North Capital is a Registered Investment Advisor based in San Francisco. As a fiduciary, we develop comprehensive investment plans and manage portfolios for individuals, families, businesses and non-profit institutions throughout the Bay Area and across the United States. Download the Vanguard educational brochure, “Learn How Your Financial Advisor Adds Value,” to read about the benefits of working with a fiduciary.
Step 1: Formulate an Investment Plan
The first step in an advisory relationship with North Capital is to determine your objectives, constraints and any special circumstances that should be considered in formulating an investment plan. For individuals, this includes a comprehensive financial assessment and portfolio risk evaluation, determination of education savings and retirement goals, and strategic tax planning. For institutions, we will work with your Board and staff to delineate your investment objectives, highlight conflicting goals, and develop policies and strategies that are appropriate for your organization.
Step 2: Develop an Asset Allocation
After your needs and goals have been determined, we will make specific recommendations including the development of an asset allocation proposal designed to achieve your objectives. At this stage of the process, the asset allocation proposal will reference investment styles and strategies, not specific securities, funds or managers. This process bridges the planning phase and the implementation phase and is designed to highlight risks and constraints that may have been overlooked during the development of the Investment Policy Statement.
Step 3: Execute the Asset Allocation Plan
During the implementation phase, North Capital will recommend specific funds and managers to effectively implement your asset allocation plan. The execution strategy will depend upon the specific asset allocation and on tax, cost, liquidity and other considerations that have been highlighted during the planning process. For example, certain managers and funds may require high minimum investments, while other investments, such as financial futures, may not be appropriate for some investors. North Capital will work closely and interactively with you to ensure appropriate diversification and execution in a timely, efficient and cost-effective manner.
Step 4: Monitor and Rebalance
Ongoing monitoring and reporting commence with the implementation of your portfolio investment plan. In addition to ongoing due diligence of investment strategies, managers and funds, we will keep you informed of progress toward your investment objectives through conference calls, meetings and comprehensive quarterly portfolio reports. Portfolios are rebalanced on an ongoing basis as necessary and appropriate, depending on market conditions and your particular circumstances and after consideration of taxes and transaction costs.
Access additional educational content, receive the North Capital Weekly Update, Perspectives, and other timely information related to investing.Subscribe Now
The Institutional Way
Morningstar Advisor profiles North Capital's institutional approach to investment management."The Institutional Way"